77414 ZIP Code — Bay City, TX

Matagorda County, Texas

ZIP code 77414 is located in Bay City, Texas, within Matagorda County. It covers approximately 555.12 square miles and serves a population of 24,107 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 979.

About ZIP code 77414

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $153,800. Owner-occupancy sits near the national average at 64%.

Median household income is $54,859. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (15%), smoking (21%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 77414 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

24,107

population

555.12

sq mi land

Standard

ZIP type

Central (CT)

timezone

77414 ZIP code map

Cities in ZIP code 77414

Below are the cities the US Postal Service accepts for ZIP code 77414. Using any city not on this list may result in mail delivery delays.

City	Status
Bay City	Acceptable
Bay City	Preferred

Nearby ZIP codes

77482 Van Vleck (12.8 mi) 77480 Sweeny (12.9 mi) 77422 Brazoria (16.1 mi) 77468 Pledger (18.1 mi) 77486 West Columbia (19.1 mi)

Demographics updated 06/2026

Population
Total population	24,107
Population density	43 / sq mi
State FIPS	48
County FIPS	321

Geography
Land area	555.12 sq mi
Water area	19.87 sq mi
Latitude	28.9181
Longitude	-95.8348
Timezone	Central (CT)
Area code	979

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	50.7%	39.5%
$50k – $100k	29.6%	30.4%	30.1%
$100k – $200k	14.8%	16.0%	22.6%
Over $200k	3.5%	2.9%	7.8%

Demographics & statistics

24,107

Population

People per sq mi

35.8

Median age

$54,859

Median household income

$29,222

Per capita income

$153,800

Median home value

$990

Median monthly rent

64.2%

Home ownership

24.7%

Poverty rate

9.2%

Unemployment

8,817

Housing units

22.3%

Bachelor's or higher

Age distribution

Male Female

929

Under 5

991

837

5–9

892

873

10–14

931

690

15–19

735

792

20–24

844

1,499

25–34

1,599

1,411

35–44

1,505

1,144

45–54

1,219

689

55–59

734

744

60–64

794

1,234

65–74

1,316

573

75–84

610

253

85+

269

← Male

Female →

Age summary

Group	Count	%
Under 18	6,274	26.0%
18 and over	17,833	74.0%
65 and over	4,255	17.7%
Median age	35.8 years

Race & ethnicity

White 41%

Hispanic or Latino 23.4%

Other race 16.8%

Black or African American 9.8%

Two or more races 8.1%

Asian 0.6%

Native Hawaiian / Pacific Islander 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	12,894	41%
Hispanic or Latino	7,369	23.4%
Other race	5,301	16.8%
Black or African American	3,070	9.8%
Two or more races	2,539	8.1%
Asian	190	0.6%
Native Hawaiian / Pacific Islander	69	0.2%
American Indian / Alaska Native	44	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	50.7%	39.5%
$50k – $100k	29.6%	30.4%	30.1%
$100k – $200k	14.8%	16.0%	22.6%
Over $200k	3.5%	2.9%	7.8%

Under $10k 11.9%

$10k–$15k 8.7%

$15k–$25k 7.0%

$25k–$35k 7.7%

$35k–$50k 11.3%

$50k–$75k 15.3%

$75k–$100k 14.0%

$100k–$150k 13.0%

$150k–$200k 5.6%

$200k+ 5.5%

Range	% of households
Under $10k	11.9%
$10k–$15k	8.7%
$15k–$25k	7.0%
$25k–$35k	7.7%
$35k–$50k	11.3%
$50k–$75k	15.3%
$75k–$100k	14.0%
$100k–$150k	13.0%
$150k–$200k	5.6%
$200k+	5.5%
Median income	$54,859

Housing

Home values

Under $50k 9.0%

$50k–$100k 18.9%

$100k–$150k 20.4%

$150k–$200k 18.2%

$200k–$300k 17.8%

$300k–$500k 12.9%

$500k–$1M 1.9%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$153,800
Median rent / month	$990
Owner occupied	64.2%
Renter occupied	35.8%
Vacant	22.7%
Single-family detached	65.8%
Large apartment buildings	2.9%
Mobile homes	9.6%
Median rooms	5.1
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.0%
2010–2019	6.7%
2000–2009	8.6%
1990–1999	8.2%
1980–1989	20.9%
1970–1979	23.3%
1960–1969	15.7%
1950–1959	9.7%
1940–1949	3.4%
1939 or earlier	3.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	11.0%
2 bedrooms	31.2%
3 bedrooms	44.5%
4 bedrooms	9.0%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.7%
1 vehicle	37.4%
2 vehicles	35.0%
3 or more	18.9%

Heating fuel

Fuel type	%
Utility gas	27.9%
Electricity	64.6%
Propane / LP gas	4.5%
Fuel oil	0.9%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	4,423	46.9%
Cohabiting couple	282	3.0%
Male householder, no spouse	1,956	20.7%
Female householder, no spouse	2,769	29.4%
Households with children under 18	2,877	30.5%
Households with seniors (65+)	2,887	30.6%
Average household size	2.52

Marital status

Status	Male	Female
Never married	34.0%	25.4%
Married	52.0%	52.3%
Separated	0.9%	1.5%
Widowed	4.8%	7.8%
Divorced	8.3%	13.0%

Education

Less than 9th grade 8.7%

Some HS, no diploma 7.2%

HS graduate 29.9%

Some college, no degree 23.5%

Associate's degree 8.3%

Bachelor's degree 14.6%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	84.1%
Bachelor's or higher	22.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	226	3.7%
Kindergarten	435	7.1%
Elementary school	2,985	48.9%
High school	1,081	17.7%
College / grad school	1,374	22.5%

Employment

Industry of employment

Education & healthcare 20.1%

Construction 14.4%

Manufacturing 13.7%

Retail trade 10.3%

Professional & management 8.1%

Transportation & utilities 7.8%

Agriculture & mining 5.9%

Other services 5.8%

Arts, food & hospitality 4.4%

Public administration 4.2%

Finance & real estate 2.8%

Wholesale trade 1.4%

Information 1.1%

Occupation

Category	%
Management, business & arts	25.5%
Service	19.8%
Sales & office	16.0%
Natural resources & construction	21.0%
Production & transportation	17.7%

Employment type

Type	%
Private sector	80.4%
Government	10.9%
Self-employed	7.9%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	84.0%
Carpool	12.0%
Public transit	0.0%
Walk	1.0%
Work from home	2.4%
Other means	0.7%
Avg commute (minutes)	24.7

Poverty

All people 24.7%

Under 18 years 37.7%

18 and over 20.0%

Married-couple families 14.4%

Female-led households 46.9%

Income support

Source	% of households
Social Security	35.5%
Retirement income	23.8%
Supplemental Security	7.6%
Cash public assistance	2.9%
Food stamps / SNAP	21.7%

Health indicators

Condition	%
Obesity	40.8%
High blood pressure	39.4%
High cholesterol	36.0%
Diabetes	15.1%
Heart disease	7.9%
Stroke	4.0%
Asthma	9.9%
Arthritis	26.2%
Kidney disease	3.7%
Pulmonary disease	8.5%
Cancer	6.2%

Behavior / access	%
Smoking	20.9%
Binge drinking	16.3%
No physical activity	30.4%
Less than 7 hrs sleep	36.0%
Depression	22.1%
Fair or poor health	22.9%
Poor mental health	16.3%
Poor physical health	14.1%
No health insurance	31.6%
Visited doctor (checkup)	71.5%
Visited dentist	47.6%
Cholesterol screening	88.1%
Teeth loss	19.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,689	9.5%

Disability	%
Any disability	17.7%
Under 18	5.4%
18–64 years	14.4%
65 and over	47.7%

Health insurance coverage

Type	%
Private insurance	58.1%
Public insurance	38.6%
No insurance	15.6%
Uninsured under 19	13.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,187	92.0%
Spanish	1,646	7.4%
Other Indo-European	1,562	7.0%
Asian & Pacific Islander	29	0.1%
Other languages	55	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,394	88.7%
Born in same state	21,023	87.2%
Born in different state	18,135	75.2%
Foreign born	371	1.5%
Naturalized citizen	2,713	11.3%
Not a US citizen	898	33.1%

Ancestry

Ancestry	Count	%
Italian	1,820	7.5%
French	1,590	6.6%
Arab	682	2.8%
English	66	0.3%

Ancestry	Count	%
Polish	53	0.2%
German	46	0.2%
Dutch	21	0.1%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	90.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 77414

What city is ZIP code 77414 in?

ZIP code 77414 is primarily assigned to Bay City, Texas.

What county is ZIP code 77414 in?

ZIP code 77414 falls within Matagorda County, Texas.

What is the poverty rate in ZIP code 77414?

25% of residents in ZIP code 77414 live below the poverty line, above the national average.

Does ZIP code 77414 have a large retiree population?

36% of households in ZIP code 77414 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 77414?

The median home value in ZIP code 77414 is $153,800.

Does ZIP code 77414 have a large veteran population?

10% of civilians in ZIP code 77414 are veterans, above the national average of ~7%.

What timezone is ZIP code 77414 in?

ZIP code 77414 observes the CST timezone.